The Insurance Regulatory and Development Authority of India (IRDAI) recently proposed new guidelines to promote health and wellness among people. According to IRDAI, this can be done by offering outpatient consultations or treatments, health check-ups, and diagnostics. Along with this, policyholders can be provided with redeemable vouchers to obtain protein supplements and other consumable health boosters, and membership in yoga centers or gymnasiums for participating in fitness activities as part of their health insurance policy.
The guidelines would inform about the rewards that will be offered as wellness benefits in the health insurance policy and the procedure through which those benefits can be utilized. This all information would be mentioned in the policy contract, as per the draft.
This all is said in the ‘Exposure Draft on Guidelines on Wellness and Preventive Features/Benefits’. It further briefed that policyholders can be offered health-specific services by a number of health network providers or other empanelled hospitals.